How to Build an Emergency Fund in 2025
An emergency fund provides financial security when life throws surprises. Here’s how to build one.
Step 1: Set a Savings Target
Aim for 3–6 months of expenses or start with $1,000.
Step 2: Save Automatically
Set up automatic transfers to a savings account.
Step 3: Avoid Dipping Into It
Use it only for true emergencies like medical bills or car repairs.
Final Thoughts:
Start small and build your safety net over time. Peace of mind is priceless!
Here is a FREE digital budget to help you get started: